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The Africans Time on Banking Reform and Financial Inclusion Across Africa

Banking reform in Africa is not a quiet policy exercise. It is movement, friction, improvisation, and sometimes outright nerve. Across the continent, central banks, finance ministries, commercial lenders, fintech operators, telecoms firms, savings groups, and ordinary citizens are pushing against old barriers at the same time. The result is messy, uneven, and deeply important. For a long stretch, formal banking in many African countries behaved like a walled city. It ser

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